Initially, when I had a small business, I chose a terminal right away. In principle, it suited me fine. Although I noticed a number of disadvantages at times, too. Not so long ago I decided to connect to contactless payments. There are really a lot of advantages compared to a regular terminal. But it is important to find good people who will help you to organise it. That is why I would advise you to visit the website of the Center of Corporate Technologies
https://m4bank.com/